        * {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
        }

        body {
            font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
            line-height: 1.6;
            color: #2D3748;
            overflow-x: hidden;
        }

        /* Navigation Styles */
        .navbar-custom {
            position: fixed;
            top: 0;
            width: 100%;
            z-index: 1000;
            background: rgba(255, 255, 255, 0.95);
            backdrop-filter: blur(20px);
            border-bottom: 1px solid #E2E8F0;
            padding: 1rem 0;
            transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
        }

        .navbar-custom.scrolled {
            padding: 0.5rem 0;
            box-shadow: 0 10px 25px -3px rgba(0, 0, 0, 0.1);
        }

        .navbar-container {
            display: flex;
            justify-content: space-between;
            align-items: center;
        }

        .navbar-brand-custom {
            font-size: 1.5rem;
            font-weight: 800;
            color: #124E66 !important;
            text-decoration: none;
            display: flex;
            align-items: center;
            gap: 0.5rem;
        }

        .navbar-brand-custom i {
            color: #1a6b8a;
            font-size: 1.8rem;
        }

        .nav-links {
            display: flex;
            align-items: center;
            list-style: none;
            gap: 2rem;
            margin: 0;
            padding: 0;
        }

        .nav-link-custom {
            color: #2D3748;
            text-decoration: none;
            font-weight: 600;
            padding: 0.5rem 1rem;
            border-radius: 2rem;
            transition: all 0.3s ease;
        }

        .nav-link-custom:hover {
            color: #124E66;
            background: rgba(18, 78, 102, 0.05);
        }

        .nav-link-custom.active {
            color: white;
            background: #124E66;
        }

        .btn-apply {
            background: #124E66;
            color: white;
            padding: 0.75rem 2rem;
            border: none;
            border-radius: 2rem;
            font-weight: 600;
            text-decoration: none;
            display: inline-flex;
            align-items: center;
            gap: 0.5rem;
            transition: all 0.3s ease;
        }

        .btn-apply:hover {
            transform: translateY(-2px);
            background: #0d3a4d;
            color: white;
            box-shadow: 0 10px 25px -3px rgba(0, 0, 0, 0.1);
        }

        /* Mobile Navigation */
        .mobile-menu-toggle {
            display: none;
            flex-direction: column;
            background: none;
            border: none;
            cursor: pointer;
            padding: 0.5rem;
        }

        .mobile-menu-toggle span {
            width: 25px;
            height: 3px;
            background: #124E66;
            margin: 3px 0;
            transition: 0.3s;
            border-radius: 3px;
        }

        .mobile-nav-overlay {
            position: fixed;
            top: 0;
            left: 0;
            width: 100%;
            height: 100%;
            background: rgba(0, 0, 0, 0.5);
            z-index: 1001;
            opacity: 0;
            visibility: hidden;
            transition: all 0.3s ease;
        }

        .mobile-nav-overlay.active {
            opacity: 1;
            visibility: visible;
        }

        .mobile-nav {
            position: fixed;
            top: 0;
            right: -300px;
            width: 300px;
            height: 100%;
            background: white;
            z-index: 1002;
            transition: all 0.3s ease;
            display: flex;
            flex-direction: column;
        }

        .mobile-nav.active {
            right: 0;
        }

        .mobile-nav-header {
            padding: 2rem;
            border-bottom: 1px solid #E2E8F0;
        }

        .mobile-nav-brand {
            font-size: 1.25rem;
            font-weight: 700;
            color: #124E66;
            display: flex;
            align-items: center;
            gap: 0.5rem;
        }

        .mobile-nav-content {
            flex: 1;
            padding: 2rem;
        }

        .mobile-nav-links {
            list-style: none;
            padding: 0;
            margin: 0;
        }

        .mobile-nav-links li {
            margin-bottom: 1rem;
        }

        .mobile-nav-link {
            display: block;
            padding: 1rem;
            color: #2D3748;
            text-decoration: none;
            border-radius: 0.5rem;
            transition: all 0.3s ease;
        }

        .mobile-nav-link:hover {
            background: #F8FAFC;
            color: #124E66;
        }

        .mobile-nav-footer {
            padding: 2rem;
            border-top: 1px solid #E2E8F0;
        }

        /* Hero Section */
        .hero-section {
            min-height: 80vh;
            background: white;
            display: flex;
            align-items: center;
            position: relative;
            padding-top: 120px;
        }

        .hero-badge {
            display: inline-flex;
            align-items: center;
            gap: 0.5rem;
            background: rgba(18, 78, 102, 0.1);
            color: #124E66;
            padding: 0.5rem 1.5rem;
            border-radius: 2rem;
            font-weight: 600;
            margin-bottom: 2rem;
            border: 1px solid rgba(18, 78, 102, 0.2);
        }

        .hero-title {
            font-size: 37px;
            font-weight: 700;
            line-height: 1.3;
            margin-bottom: 1.5rem;
            color: #2D3748;
        }

        .hero-highlight {
            background: linear-gradient(135deg, #124E66, #1a6b8a);
            -webkit-background-clip: text;
            -webkit-text-fill-color: transparent;
            background-clip: text;
        }

        .hero-subtitle {
            font-size: 17px;
            color: #718096;
            margin-bottom: 1rem;
            max-width: 500px;
            font-weight: 600;
        }

        .hero-stats {
            display: flex;
            gap: 3rem;
            margin-bottom: 2rem;
            margin-top: 20px;
        }

        .stat-item {
            text-align: center;
        }

        .stat-number {
            display: block;
            font-size: 2.2rem;
            font-weight: 700;
            color: #124E66;
            line-height: 1;
        }

        .stat-label {
            font-size: 0.9rem;
            color: #718096;
            text-transform: uppercase;
            letter-spacing: 0.5px;
        }

        .hero-buttons {
            display: flex;
            gap: 1rem;
            flex-wrap: wrap;
        }

        .btn-primary-hero {
            background: #124E66;
            color: white;
            padding: 7px 1rem;
            border: none;
            border-radius: 3rem;
            font-weight: 600;
            font-size: 16px;
            text-decoration: none;
            display: inline-flex;
            align-items: center;
            gap: 0.75rem;
            transition: all 0.3s ease;
        }

        .btn-primary-hero:hover {
            transform: translateY(-3px);
            background: #0d3a4d;
            color: white;
            box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.25);
        }

        .btn-secondary-hero {
            background: rgba(18, 78, 102, 0.1);
            color: #124E66;
            padding: 1rem 2.5rem;
            border: 2px solid rgba(18, 78, 102, 0.3);
            border-radius: 3rem;
            font-weight: 600;
            font-size: 1.1rem;
            text-decoration: none;
            display: inline-flex;
            align-items: center;
            gap: 0.75rem;
            transition: all 0.3s ease;
        }

        .section-title {
            border-bottom: transparent !important;
        }

        .btn-secondary-hero:hover {
            background: rgba(18, 78, 102, 0.2);
            border-color: #124E66;
            color: #124E66;
            transform: translateY(-2px);
        }

        .hero-card {
            background: rgba(18, 78, 102, 0.05);
            border: 1px solid rgba(18, 78, 102, 0.1);
            border-radius: 2rem;
            padding: 2rem;
            transform: perspective(1000px) rotateY(-5deg);
            transition: all 0.3s ease;
        }

        .hero-card:hover {
            transform: perspective(1000px) rotateY(0deg) translateY(-10px);
        }

        .feature-grid {
            display: grid;
            grid-template-columns: repeat(2, 1fr);
            gap: 1rem;
            margin-top: 1.5rem;
        }

        .feature-item {
            display: flex;
            align-items: center;
            gap: 0.75rem;
            color: #2D3748;
            font-weight: 500;
        }

        .feature-icon {
            width: 2.5rem;
            height: 2.5rem;
            background: #124E66;
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            color: white;
            font-size: 1rem;
        }

        .scroll-indicator {
            position: absolute;
            bottom: -2rem;
            left: 50%;
            transform: translateX(-50%);
            color: #124E66;
            font-size: 2rem;
            animation: bounce 2s infinite;
            cursor: pointer;
        }

        @keyframes bounce {

            0%,
            20%,
            50%,
            80%,
            100% {
                transform: translateX(-50%) translateY(0);
            }

            40% {
                transform: translateX(-50%) translateY(-10px);
            }

            60% {
                transform: translateX(-50%) translateY(-5px);
            }
        }

        /* Section Styles */
        .section {
            padding: 3rem 0;
        }

        .section-alt {
            background: #F8FAFC;
        }

        .section-header {
            text-align: center;
            margin-bottom: 2rem;
        }

        .section-title {
            font-size: 3rem;
            font-weight: 800;
            color: #124E66;
            margin-bottom: 1rem;
            position: relative;
        }

        .section-title::after {
            content: '';
            position: absolute;
            bottom: -0.5rem;
            left: 50%;
            transform: translateX(-50%);
            width: 4rem;
            height: 0.25rem;
            background: #124E66;
            border-radius: 2px;
        }

        .section-subtitle {
            font-size: 17px;
            color: #718096;
            max-width: 600px;
            margin: 0 auto;
            font-weight: 600;
        }

        /* Card Styles */
        .card-modern {
            background: #FFFFFF;
            border: none;
            border-radius: 1.5rem;
            padding: 2.5rem;
            transition: all 0.3s ease;
            height: 100%;
            position: relative;
            overflow: hidden;
            box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.1);
        }

        .card-modern::before {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            right: 0;
            height: 4px;
            background: #124E66;
            transform: scaleX(0);
            transition: transform 0.3s ease;
        }

        .card-modern:hover {
            transform: translateY(-8px);
            box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.25);
        }

        .card-modern:hover::before {
            transform: scaleX(1);
        }

        .card-icon {
            width: 4rem;
            height: 4rem;
            background: #124E66;
            border-radius: 1rem;
            display: flex;
            align-items: center;
            justify-content: center;
            color: white;
            font-size: 1.5rem;
            margin-bottom: 1.5rem;
        }

        .card-title {
            font-size: 1.5rem;
            font-weight: 700;
            color: #124E66;
            margin-bottom: 1rem;
        }

        .card-text {
            color: #718096;
            line-height: 1.7;
        }

        /* Financial Banner */
        .financial-banner {
            background: linear-gradient(135deg, #124E66, #1a6b8a);
            color: white;
            padding: 4rem 2rem;
            border-radius: 2rem;
            text-align: center;
            margin: 4rem 0;
        }

        .financial-amount {
            font-size: 4rem;
            font-weight: 900;
            color: white;
            display: flex;
            justify-content: center;
            align-items: center;
            gap: 0.5rem;
            margin-bottom: 1rem;
        }

        .financial-text {
            font-size: 1.25rem;
            opacity: 0.9;
            max-width: 800px;
            margin: 0 auto;
        }

        /* Eligibility Cards */
        .eligibility-card {
            background: #FFFFFF;
            border-radius: 1.5rem;
            padding: 2rem;
            border-left: 4px solid #124E66;
            transition: all 0.3s ease;
            box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.1);
        }

        .eligibility-card:hover {
            transform: translateX(8px);
            box-shadow: 0 10px 25px -3px rgba(0, 0, 0, 0.1);
        }

        .eligibility-title {
            font-size: 1.25rem;
            font-weight: 700;
            color: #124E66;
            margin-bottom: 1.5rem;
            display: flex;
            align-items: center;
            gap: 0.75rem;
        }

        .eligibility-list {
            list-style: none;
            padding: 0;
        }

        .eligibility-list li {
            padding: 0.75rem 0;
            padding-left: 2rem;
            position: relative;
            border-bottom: 1px solid #E2E8F0;
            color: #718096;
        }

        .eligibility-list li:last-child {
            border-bottom: none;
        }

        .eligibility-list li::before {
            content: '';
            position: absolute;
            left: 0;
            top: 50%;
            transform: translateY(-50%);
            width: 1rem;
            height: 1rem;
            background: #124E66;
            border-radius: 50%;
        }

        /* Footer */
        .footer {
            background: #2D3748;
            color: white;
            padding: 4rem 0 2rem;
        }

        .footer-section {
            margin-bottom: 2rem;
        }

        .footer-title {
            font-size: 1.25rem;
            font-weight: 700;
            margin-bottom: 1.5rem;
            color: white;
        }

        .footer-links {
            list-style: none;
            padding: 0;
            margin: 0;
        }

        .footer-links li {
            margin-bottom: 0.75rem;
        }

        .footer-links a {
            color: #A0AEC0;
            text-decoration: none;
            transition: color 0.3s ease;
        }

        .footer-links a:hover {
            color: #1a6b8a;
        }

        .footer-contact {
            color: #A0AEC0;
        }

        .footer-contact i {
            color: #1a6b8a;
            margin-right: 0.5rem;
            width: 20px;
        }

        .footer-contact div {
            margin-bottom: 0.75rem;
        }

        .social-links {
            display: flex;
            gap: 1rem;
        }

        .social-links a {
            width: 40px;
            height: 40px;
            background: #124E66;
            color: white;
            display: flex;
            align-items: center;
            justify-content: center;
            border-radius: 50%;
            text-decoration: none;
            transition: all 0.3s ease;
        }

        .social-links a:hover {
            background: #1a6b8a;
            transform: translateY(-2px);
        }

        .footer-bottom {
            border-top: 1px solid #4A5568;
            padding-top: 2rem;
            /* margin-top: 2rem; */
            text-align: center;
            color: #A0AEC0;
        }

        .footer-bottom a {
            color: #1a6b8a;
            text-decoration: none;
        }

        /* Responsive Styles */
        @media (max-width: 992px) {
            .nav-links {
                display: none;
            }

            .mobile-menu-toggle {
                display: flex;
            }
        }

        @media (max-width: 768px) {

            .hero-section {
                padding-top: 120px !important;
            }

            .hero-title {
                font-size: 2.5rem;
            }

            .hero-stats {
                flex-direction: column;
                gap: 1.5rem;
                text-align: center;
            }

            .hero-buttons {
                flex-direction: column;
                align-items: stretch;
            }

            .section-title {
                font-size: 2rem;
            }

            .financial-amount {
                font-size: 2.5rem;
            }

            .navbar-brand-custom {
                font-size: 1.25rem;
            }

            .navbar-brand-custom i {
                font-size: 1.5rem;
            }

            .hero-card {
                margin-top: 2rem;
                transform: none;
            }

            .hero-card:hover {
                transform: translateY(-5px);
            }

            .feature-grid {
                grid-template-columns: 1fr;
                gap: 1rem;
            }

            .btn-primary-hero,
            .btn-secondary-hero {
                justify-content: center;
                width: 100%;
            }
        }

        @media (max-width: 576px) {
            .hero-title {
                font-size: 2rem;
            }

            .hero-subtitle {
                font-size: 1rem;
            }

            .section-title {
                font-size: 1.75rem;
            }

            .card-modern {
                padding: 1.5rem;
            }

            .eligibility-card {
                padding: 1.5rem;
            }

            .financial-banner {
                padding: 2rem 1rem;
            }

            .financial-amount {
                font-size: 2rem;
            }

            .hero-stats {
                gap: 1rem;
            }

            .stat-number {
                font-size: 2rem;
            }
        }

        .navbar-brand span {
            font-weight: 700;
            /* font-size: 1.2rem; */
            color: #212A31;
            letter-spacing: 0.5px;
        }

        .fs-15{
            font-size: 15px;
        }